FREQUENTLY ASKED QUESTIONs

Yes, the Adjuster Training Institute , LLC is certified by the:

Texas Department of Insurance Provider # 169621

Adjuster  Pre-Licensing Course # 123437.

The cost is $425.00 this cost covers everything (Course, Material and Exam).

The cost for the Xactimate Training is $299.00 

Fundamentals of Adjusting is $295.00

We currently have a Combo Package which allows you to get all the courses for $599.00

When you take the Combo Package you get a savings of $420.00.

The Adjuster Licensing class is 4 days. The Xactimate Training is 1 day That’s a total of 5 days of training.

The class schedule is as follows:

Day 1  (Monday) All-Lines Adjuster Class and Fundamentals of adjusting. 

Day 2 (Tuesday) All-Lines Adjuster Licensing and Fundamentals of adjusting. 

Day 3 (Wednesday) All-Lines Adjuster Licensing and Fundamentals of adjusting. 

Day 4 (Thursday) Fundamentals of adjusting ,REVIEW & THE EXAM.

Day 5 (Friday ) Xactimate Training and Fundamentals of adjusting.

The  All-Lines Adjuster Licensing course is from 9:00 am - 6:30 pm.

The Xactimate Training is from 9:00 am - 5:00 pm

The Fundamentals of Adjusting Class is from 

9:00 am - 5:00 pm.

Yes, you will need your own laptop in our Xactimate Training.  We provide the software.  We recommend that you use a mouse with your laptop because you will be able to Sketch Rooms and Roofs easier with a mouse.  Your laptop should meet the following standards:

*Xactimate  requires at least a 1 GHZ processor

*Xactimate  works with Windows 2000, Windows XP Service Pack 2 and Windows Vista

*Your computer should have 25 MB of RAM (512 MB or better is recommended)

*Your computer needs at least 1.5 Gig of free hard drive space available.

As an adjuster, there are typically two types of compensation:

Fee schedule - Each insurance company has their own fee schedule, but most pay on average of $ 250-$550 per claim.  The average adjuster usually can handle between 3-5 claims per day, while the more efficient adjusters can handle more.  You will typically be paid on a fee schedule during the initial 2-3 months on a Catastrophe assignment.

Daily Rate - Each insurance company has their own daily rate schedule, most pay around $500/ day or more .  One of the great things about being a Catastrophe Adjuster is that you can work whenever you want to work.  Some adjusters work during the fall, while others work only in the summer.  Some choose to work 3-4 months a year, while others work 4-6 months.  Some choose to work year round also..

 The demand for available adjusters has never been greater.  The largest demand usually occurs after a large catastrophic event such as a Hurricane.  However, that demand is usually continuous due to isolated Hailstorms, Tornados, Floods and other weather related events.  Another option is to work Daily claims.  Daily claims are claims that you work in your local area. 

Yes, the course includes the exam.  You will take the exam on the last day of class. 

Yes, the state licensing fee That will be made payable when you submit your application to the state. 

-As for experience, there are no requirements.

-You do not have to have a college degree.

-You do not have to have prior military experience.

-You can be a male or female.

To acquire a Adjuster’s License, the State of Texas requires either:

1.  Successful completion of a Certified Pre-Licensing course

 (such as our course).

2.  Completion of the state exam.

3.  File a license application with the Department of Insurance.

You will be able to adjust the following: catastrophic, residential, commercial, automobile, inland marine, ocean, and worker's compensation claims. 

Yes it is the following is a list of states that have reciprocity for Indiana Adjusters: 

• Texas is reciprocal with all states that license adjusters except California, Hawaii, and New York.

Pre-Licensing Education Requirement for Resident Independent Adjusters

For resident Independent Adjusters, forty (40) hours of pre-licensing education are required to provide an entry level knowledge about the products, services, duties and responsibilities of an Independent Adjuster when working with the public. In addition, candidates must understand and comply with the Texas statutes and rules affecting insurance and adjusting of claims. The pre-licensing education requirement must be meet before applying for a license.

An Independent Adjuster works on a contract basis for an insurance carrier doing direct adjudication of claims. Texas  residents desiring an Independent Adjuster license must:

• Be at least 18 years of age

• Be eligible to designate the individual's home state

• Be determined to be trustworthy, reliable, and of good reputation

• Not have committed any act that is a ground for denial, suspension or revocation of a license

• Have successfully completed a 40 hour pre-licensing education program.

• Have successfully completed the Texas Independent Adjuster examination.

• Submit the appropriate forms, application, and nonrefundable fees for the desired license.

A pre-licensing education Certificate of Completion will be issued by Adjuster Training Institute at the end of your course. You must have proof of the pre-licensing completion.  You must pass your exam and apply for your license during this 

1 year period.